![]() Mortgage insurance: Also known as private mortgage insurance-or PMI-this protects the lender in case you default on your mortgage.Otherwise, contact your local insurance agent to get a quote. If you’re considering a home, ask the real estate agent if they have any information about current insurance costs. Homeowners insurance: Homeowners insurance is required to protect you and your lender in the case of damage to your home.This number can usually be viewed on your recorder or assessor’s website-wherever you access property cards and other real estate records. Property taxes: Property taxes are imposed by your local tax authority. ![]() Your interest rate is expressed as a percentage and may be fixed or variable.
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